The Future of Cryptocurrency in Everyday Banking

Over the past decade, cryptocurrency has gradually moved from "a wealth game for tech players" to the mainstream. From the early days of Bitcoin and Ethereum to the now widely-used stablecoins, digital assets are no longer just investment targets, but are becoming the new infrastructure for global payments and wealth management。

We are witnessing a trend: cryptocurrency is replacing some functions of traditional banks — becoming part of everyday financial life.

In this wave of change, next-generation digital banks like WasabiCard are becoming the crucial "bridge" between traditional finance and Web3

Supporting both blockchain asset deposits (like USDT) and global spending through the Visa/MasterCard network, enabling the innovative experience of "on-chain assets as bank card balances."

Traditional banks excel attrust and compliance, but their systems are outdated, cross-border transfers are slow, and costs are high. Cryptocurrency's advantages lie inefficiency and openness, yet it lacks deep connection with the real economy.

The future of banking is not opposition between the two, but convergence. WasabiCard is driving this convergence trend:

• On-chain deposits: Support direct deposits of stablecoins like USDT/USDC
• Global spending: Virtual cards can be linked to Apple Pay/Google Pay for offline merchant use
• Yield growth: Deposited balances automatically enter DeFi yield pools, earning from T+0
• Secure custody: Dual security with compliance systems + on-chain verification

This means users can use crypto assets just like traditional bank cards while enjoying on-chain yields and global payment convenience.

For cryptocurrency to enter mainstream banking, it must first solve volatility issues. Stablecoins (such as USDT, USDC, TUSD) are the answer. They are pegged to fiat currencies like the US dollar, yet possess all the advantages of crypto assets:

• Global circulation without borders
• Low transfer costs and fast arrivals
• Stable and easy to price
• Can interface with banking systems for compliant payments

In the WasabiCard system,users can directly deposit USDT, and immediately spend, withdraw, or enter yield pools for wealth management.

This transforms stablecoins from a "digital currency" into a true "banking currency" — safe, stable, and spendable.

Virtual cards are one of the most important carriers in the crypto banking revolution. They connect on-chain wallets with real consumption scenarios, making digital assets "accessible."

WasabiCard's virtual card system features:

• Instant card issuance: Complete application and activation in minutes
• Multi-region, multi-currency support: Covering major markets in Asia, Europe, Latin America, etc.
• Seamless stablecoin integration: Direct spending after USDT deposits
• Native Apple Pay/Google Pay support, accepted by 300M+ merchants worldwide

This means you can use USDT to pay for Netflix subscriptions, run ads, book flights, or even swipe cards at overseas stores. Cryptocurrency is no longer just numbers on a blockchain, but true "consumable assets"。

The traditional bank wealth management model is: you deposit money, the bank lends it out; the interest you get is negligible.

In the DeFi world, yield distribution is open and transparent, derived from on-chain liquidity and real lending demand.

WasabiCard innovatively introduces DeFi mechanisms into everyday banking: when users deposit USDT, funds automatically enter secure on-chain yield pools, earning from T+0, withdrawable and spendable anytime.

• Users don't need to understand "mining" or "staking"
• Just deposit and use the card as usual
• Balance continuously appreciates

This makes WasabiCard not just a payment tool, but an intelligent asset management account.

Cross-border remittances have always been a pain point for traditional banks: lengthy processes, high exchange rates, numerous fees. The emergence of stablecoins has brought cross-border transfer costs close to zero.

WasabiCard achieves this through its on-chain clearing system :

• Minute-level arrivals (replacing SWIFT's 3-5 business days)
• Fees under $1
• Fully traceable and compliant transactions

This is significant for freelancers, overseas entrepreneurs, international e-commerce, and more. Barriers to global capital flow are being broken down.

"Digital assets as global currency" is gradually becoming reality.

The core of financial innovation is trust. WasabiCard deeply understands the importance of security and compliance, thus establishing dual defenses between technology and regulation:

• Using Zero-Knowledge Proof (ZKP) technology for identity verification, protecting user privacy
• Supporting on-chainKYC/AML rules, ensuring transparent and legal fund sources
• Deep collaboration with global payment networks (Visa/Master) and compliance institutions, ensuring every transaction is legal, secure, and traceable

Freedom doesn't equal disorder; innovation must accompany compliance. This is WasabiCard's commitment.

The first decade of digital banking was the decade of "mobilization"; the next decade will be the decade of "decentralization."

Cryptocurrency is leading banking into a completely new phase — a phase where:

• Users control fund ownership
• Yield distribution is transparent
• Payments are truly global
• Banks become "open systems" rather than closed institutions

WasabiCard is the pioneer of this transformation. We believe:

WasabiCard, making your crypto assets truly flow.